Don’t overpay for homeowners insurance. Protect your home and possessions at an affordable price with Razor Insurance Group. We are an independent insurance agency. That means we work with a number of companies to provide you with the best coverage and most affordable deductible. Unlike car insurance, homeowners insurance isn’t required by law in Colorado. However, mortgage lenders will likely require insurance coverage before you can get a loan.
Homeowners insurance is unrelated to your mortgage except for the fact that mortgage lenders require it to protect their interest in the home. While mortgage insurance protects the lender, homeowners insurance protects your home, the contents of your home and you as the homeowner.
Most homeowners insurance policies include coverage for personal effects and separate structures on your property. But, what happens if you encounter fire, hail damage, flooding and vandalism? These are important issues to look at. Let the Razor Team do the comparisons to find the best solutions. Wouldn’t this help you sleep better at night?
Colorado is in the middle when it comes to average homeowners insurance rates in the US. The average home premium in the state of Colorado was $1,383. This is about the same as the national average of $1,173. There are eight states that have higher average homeowners insurance rates than Colorado.
© 2023 / Razor Insurance Group
1873 S. Bellaire Street / Suite 201
Denver, CO 80222
Our preferred carriers:
• American Modern
• Safeco Insurance
• State Auto Insurance Companies